Viewpoints
Saying Goodbye to 2023: When Will California’s Insurance Crisis End?
"Sorry, America,
Your Insurance
Has Been Canceled"
The words were ...
Fundamentals for Cyber Carriers When Structuring Coverage
The cyber insurance industry is maturing and evolving rapidly following years of escalating cyber incidents and colossal payouts. With the vast financial implications of cybercrime, insurance ...
Insurers, Insureds Must Collaborate to Get Ahead of Social Inflation
Insurers need to take a comprehensive and collaborative approach to stem the rising tide of social inflation.
This approach should be one ...
Prepare for the Soft Market: Why You Need to Set Performance Metrics Now
On the face of it, it appears to be a good time to be an underwriter. A combination of historic underperformance, an elevated risk outlook and investor reticence is encouraging underwriters to push ...
Claims or No Claims
"A Moment of Incredible Opportunities"
That title on top of a series of slides presented by a featured speaker at a recent Casualty ...
The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration
Bottom-line impact from technology investments starts at the top for property insurers.
At HSB and the IoT Observatory, we believe that ...
What to Expect: 8 InsurTech Predictions for 2024
2023 has been a tough year for InsurTechs to raise the Venture Capital they need to grow. Investors turned their backs on whole categories like full-stack carriers and direct-to-consumer startups. ...
2024 Outlook on the MGA Market: Time to Normalize Difficult Conversations?
The insurance industry experienced widespread and significant tightening in the reinsurance markets in 2022. "Volatility" was the watchword as the year 2022 wound down. Reinsurers raised prices, ...