The most popular articles and news offered by Carrier Management.

First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm

Five AI Trends Reshaping Insurance in 2026

Insurers are famously slow to sign on to emerging trends and technology. This cultural tendency to take the long view is often helpful, as actuarial science plays out ...

Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results

Six Forces That Will Reshape Insurance in 2026

The insurance industry is entering one of its most promising periods as market conditions shift.

As carriers continue to invest in modern ...

20,000 AI Users at Travelers Prep for Innovation 2.0; Claims Call Centers Cut

Navigating Seasonal Spikes in Insurance: Lessons From the 2025 LA Wildfires

The insurance industry has always operated in cycles. Natural disasters, seasonal weather patterns and unexpected catastrophic events create predictable surges and lulls ...

Good Times for U.S. P/C Insurers May Not Last; Auto Challenges Ahead

Flood Risk Misconceptions Drive Underinsurance: Chubb

U.S. High Court Rejects $2.46B Boy Scouts Sex Abuse Settlement Challenge

Why ‘Good Enough’ Is Killing Insurance: The Hidden Cost of Satisficing

Organizations routinely acknowledge crises, commission studies, launch initiatives — and change almost nothing. This pattern has a name.

10,000 Travelers Employees Get AI Assistants via Anthropic Partnership

Allianz Built an AI Agent to Train Claims Professionals in Virtual Reality

One thing that experienced adjusters will probably tell you about learning to be a better claims handler is to get more…well…experience. Years and years of it.

The LA Fires Destroyed 11,000 Homes. Less Than 10% Have Permits to Rebuild

Of the thousands of residents needing to rebuild after this year's California wildfires, Andy Weyman would seem especially well positioned. The TV and stage director had remodeled his Malibu home ...

Bomb Cyclone Expected This Weekend for East Coast, Southern U.S.

Winter's brutal grip on the U.S. East is not letting up, with the coming days bringing subfreezing temperatures that will plunge deep into what had been a toasty Florida peninsula and a powerful ...

Earnings Wrap: With AI-First Mindset, ‘Sky Is the Limit’ at The Hartford

In search for clues about property/casualty insurance carrier profit potential and market conditions for 2026, Carrier Management listened to earnings conference calls for six publicly traded ...

Artificial Intelligence Is Rewriting the Rules for Commercial Lines

Commercial lines insurance is changing—not with loud announcements or flashy tech demos, but through quiet, meaningful shifts in how work gets done.

Behavior Is Dominant Driver of Collision Risk for Commercial Auto

While severe collisions declined last year, many factors influence commercial driving behavior. Though seasonal changes and distractions are expected, geopolitical factors add to less predictable ...

Federal Aviation Notice Warned of Slackline Before Deadly Arizona Helicopter Crash

Federal aviation records show that a week before a fatal helicopter crash, a notice was issued that a tightrope would be stretched across a mountainous area of Arizona, providing a warning for pilots ...

RLI Inks 30th Straight Full-Year Underwriting Profit

"It's too long to be considered a hot streak." That's how the chief executive officer of specialty insurer RLI delivered the news of his company's unbroken 30-year record of underwriting profits on ...

Cargo Theft Surged 60% in 2025, $725M in Estimated Losses

Newly revealed data highlights a surge in criminals targeting high-value freight and new theft locations pushing losses higher, according to Verisk CargoNet analysis. Estimated losses surged 60% from ...

Florida OIR Triples the Size of Citizens’ Rate Decrease

With takeouts continuing at a steady pace and more carriers working the Florida property insurance market, state regulators saw fit to more than triple the size of Citizens' Property Insurance Corp. ...

Nearly Half of 100 Largest P/C Insurers Destroy Value: ACORD

"Sustainable value creators" among the 100 largest property/casualty insurance carriers generated more than twice as much of their value through underwriting than through investment activities over a ...

Back to Normal: Swiss Re Institute Sees U.S. P/C Insurance Past Cyclical Peak

A day before the first publicly traded U.S. insurer to report fourth-quarter 2025 financial results, Travelers, published its measures of underwriting and investment success, Swiss Re Institute ...

6 Warning Signs for Insurers: How to Anticipate, Respond to Pipe Freezes

The polar vortex and related harsh weather conditions in many parts of the U.S. last winter led to elevated risks of pipe-freeze incidents from the Northeast and Midwest all the way down through the ...

Winter Storm to Cause Billions of Dollars in Insured Losses: UBS

A major winter storm that hit the United States in recent days is expected to cause billions of dollars in insured losses, analysts at brokerage UBS said in a note. The heavy storm has left much of ...

Execs, Risk Experts on Edge: Geopolitical Risks Top ‘Turbulent’ Outlook

Global business leaders and risk experts see more turbulent near- and long-term risk horizons, with geopolitical risks now topping weather and technological risks as immediate risks, according to the ...

Frozen Pipes Lead to $628M in Losses for State Farm

New analysis highlights just how costly frozen and winter water damage claims can be. From January 2024 through June 2025, State Farm received more than 20,000 claims, totaling over $628 million in ...

Lessons From 25 Years Leading Accident & Health at Crum & Forster

Crum & Forster's (C&F) Accident & Health (A&H) Division proudly celebrated its 25th anniversary, a milestone that reflects just how far we've come. What ...

10 Highest Class-Action Settlements in 2025 Eclipsed $70B Total: Duane Morris

The value of the 10 highest class-action settlements in 2025 exceeded $70 billion for the first time ever. In fact, the total was nearer to $80 billion across all areas of litigation, according to ...

AI Is the Biggest Mover on Allianz Risk Barometer; Cyber Takes Top Spot for Fifth Year

Cyber once again ranked as the top global risk in 2026, according to the latest Allianz Risk Barometer, coming in No. 1 in every region and across all company ...

The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

The insurance industry is notoriously behind the curve when it comes to innovation. But what explains the gap between insurance and other industries?

Nearly 26.2M Workers Are Expected to Miss Work on Super Bowl Monday

For the second year in a row, Super Bowl Monday will set a record for the number of U.S. employees who plan to miss work, according to UKG's annual Super Bowl Fever Absenteeism Survey. It's estimated ...

Preparing for an AI Native Future

Artificial intelligence is becoming a core competency for insurers that want to stay competitive in the face of geopolitical volatility, shifting claims patterns, ...

Insurance Groundhogs Warming Up to Market Changes

Spring is not around the corner. It's more than a month away, Punxsutawney Phil predicted on Monday. But what is going to happen to conditions in the property/casualty insurance market? What lines ...

Why Insurance Telematics Integrations Fail

Almost 90 percent of commercial fleets use telematics systems. Yet commercial auto insurance has posted combined ratios above 100 in 12 of the last 13 years.

Experts Say It’s Difficult to Tie AI to Layoffs

The one thing N. Lee Plumb knows for sure, after being laid off from Amazon last week, is that it wasn't a failure to get on board with the company's artificial intelligence plans. Plumb, his team's ...

Is the AI Boom a Bubble Waiting to Pop? Here’s What History Says

As the artificial intelligence trade continues to push the stock market to new highs, investors are increasingly asking if we're living through another financial bubble that's destined to burst. The ...

Outlook on Reinsurance Has Changed; Pre-’23 Property Pricing Back: AM Best

AM Best's outlook for the global reinsurance segment is no longer positive, the rating agency announced Monday, citing the uptick in property reinsurance price drops and concerns about casualty ...

Modern Underwriting Technology: Decisive Steps to Successful Implementation

For commercial insurers, modernizing front-line underwriting technology is now critical to stay competitive in a fast-moving market where risks and customer expectations ...

Slideshow: Carrier Management’s 2025 Top Editor’s Picks (Unlocked)

Happy New Year! We are unlocking 10 feature articles that we were proud to publish in 2025—my Editor's Picks for 2025. (Free access links to our reader picks—the 10 most-read feature articles of ...

Federal Bill Proposes the Use of AI, Telematics to Improve Road Safety

New legislation, which proposes to address safety and increase efficiency on roads and highways, was introduced by U.S. Senators John Boozman (R-AR) and Alex Padilla (D-CA) last week. The bill would ...

What Analysts Are Saying About the 2026 P/C Insurance Market

Following in the footsteps of groundhog Punxsutawney Phil, analysts from Fitch Ratings and Morningstar DBRS weighed in with these P/C insurance market forecasts in the past week: "Fitch Ratings ...

7 Years of Double-Digit Growth; New Players on Top 25 E&S Insurers List

2024 marked the 7th straight year of double-digit growth for the U.S. excess and surplus lines market, but the top 25 players no longer command 70 percent of the pie, according to a new report. AM ...

Negotiation by Design: Why Writing Beats Talking

In the modern litigation environment, negotiation is no longer a soft skill. It is the dominant process by which 99% of litigated claims resolve. This reinforces the ...

Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch

Four surety companies—Chubb, The Hartford, Liberty Mutual and Travelers—announced the launch of a technology company that will feature a shared digital infrastructure to advance the surety ...

Surge of Supercharged Hurricanes Prompt Call for Cat 6 Classification

Scientists warn that warming sea surface temperatures are fueling a surge of extreme, off-the-charts storms, prompting a new hurricane category. Warm, deep ocean hot spots are leading to stronger and ...

Shallow Tremors Could Help Forecast Major Earthquake in Northern California

New research by the University of California - Davis suggests a much more complex, hidden fault system exists beneath the Northern California coast, indicating that tiny tremors may help forecast a ...

Goldman Sachs Warns U.S. Grids Face Power Crunch by 2030

Almost all U.S. power grids will lack critical spare capacity by 2030 as demand surges to supply data centers, with bottlenecks threatening to hand China an edge in the artificial-intelligence boom, ...

NY Governor Proposes Crackdown on Fraud to Reduce Auto Insurance Costs

New York Governor Hochul's State of the State address proposes a crackdown on fraud to limit the rising costs of auto insurance. "Car insurance rates are just too damn high, especially at a time when ...

Insurance Costs, Climate Concerns Factor Heavily in U.S. Home Buying Decisions

Though nearly half of U.S. homeowners are considering a move, this year is expected to bring greater market stability, according to an inaugural report on homeownership trends by Kin. The ...