Regulation & Compliance
Reinsurers Have Made Major Structural Changes to Improve Profits. Will Discipline Last?
Reinsurance underwriting remains disciplined, with terms and conditions and attachment points largely intact, despite signs of rate moderation, according to an AM Best market segment report. During ...
Another Downgrade for State Farm General: S&P Lowers Rating to A-
Earlier this month, Standard & Poor's Global Ratings announced another downgrade for State Farm General Insurance Co., lowering the California company's financial strength rating to A- in spite ...
Homeowners Insurers Still Boosting Rates; Top Carriers Ranked: AM Best
Last year's sub-100 combined ratio for the homeowners line broke a five-year string of 100-plus figures for the U.S. insurance industry in aggregate—and homeowners insurers are sticking to rate ...
Industry Trades Throw Support Behind Bill to Affirm State Regulation of Insurance
The National Association of Mutual Insurance Companies (NAMIC) is supporting a bill first introduced more than 18 months ago to limit the authority of the Consumer Financial Protection Bureau and ...
Cyber Insurance Can Incentivize Resilience—If Regulators Let It
The cyber risk landscape has transformed dramatically over the past decade.
Among other things, email phishing attacks have become more ...
California Insurance Commissioner OKs Higher Workers Comp Pure Premiums
California Insurance Commissioner Ricardo Lara approved a higher September 1, 2025, pure workers compensation premium rate filing. The decision followed a filing by the Workers' Compensation ...
Texas Department of Insurance Issues Guidance for Insurers Following Deadly Floods
The Texas Department of Insurance shared a bulletin on flooding disaster guidance in light of the deadly floods in the Texas Hill Country. The bulletin lays out expectations for how insurers, agents, ...
Regulatory Compliance Achievable for ‘Good AI’: Insurance Lawyer
Artificial intelligence is evolving at a rapid speed, and insurers are finding themselves in the driver's seat of this transformation, according to experts who spoke during Carrier Management's 2025 ...
What to Watch: The Trends for P/C Insurance in 2025 So Far
As we reach the midpoint of 2025, now is a perfect time to reflect on some of the key trends that have defined the first half of the year while also looking ahead at what ...