Embrace Pet Insurance releases its Q2 2024 Insights report, revealing the most expensive claim paid in 2024.

The quarterly report highlights trends in pet health insurance claims and identifies critical data on the role of pet insurance in facilitating better pet care.

Q2 2024 saw the most expensive claim covered in 2024, ranking the fourth highest in the company’s 18-year history: a French Bulldog with Intervertebral Disc Disease (IVDD), which led to a $37,633 claim. Other notable claims included $31,249 for a pug with a pancreatic mass and $27,062 for a mixed breed dog with multiple severe conditions.

The report found that Washington, D.C. led the states with the highest average claim cost at $558, closely followed by California ($523), Colorado ($498) and Washington ($488).

Newcomer to the list, New Hampshire, also stands out with an average claim cost of $491.

Ewa Beach, Hawaii holds the record for the highest number of Embrace-insured pets in a single ZIP code.

A comprehensive survey of 13,000 people revealed insights into pet owner behaviors and the transformative impact of pet insurance.

Key findings include:

• 91 percent report that pet insurance enables them to provide better care for their pets.
• 67 percent of respondents faced veterinary bills so high they would have struggled financially without pet insurance.
• 66 percent were able to afford necessary care for their pets due to their coverage, which they might have had to decline otherwise.