Workers Compensation: Waning Benefits From Decreasing Opioid Rxs
Workers compensation has been a profit juggernaut for the property/casualty insurance industry over the past several years.
Underwriting ...
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Reinsurance Market Soft in 2025? Hard Market Party Still On for Now
Reinsurers are hoping the profitability party will last as reinsurance pricing and structural changes to tighten terms and conditions have increased returns to above the ...
Understanding the Impact of Recessions on Workers Compensation
Workers and employers in the U.S. have endured 17 recessions during NCCI's 100 years of operation.
Recessions produce far-reaching ...
D&O Underwriters May Be Worried About the Wrong Greenhouse Gas
Greenwashing lawsuits, while still relatively uncommon, have seen an uptick in recent years, with some alleging harm to consumers and others alleging harm to ...
Transforming Enterprise Risk Management From ‘Have To’ to ‘Want To’
Enterprise risk management (ERM) can be like eating your vegetables or doing homework as a youngster: Most kids didn't particularly enjoy it; they only did it because ...
How Reinsurers Can Win in the Game of Volatility
Successful reinsurance businesses strive for profit stability while promising to reduce the volatility that their cedents experience.
But ...
A Community-Based Solution: How Actuaries and Fire Chiefs Can Tackle WUI Risk Together
Why is wildfire risk such a challenging area for insurers and communities?
As fire chiefs, we are regularly asked about the increasing ...
Grid-by-Grid: How One Tech Firm Dissects California Wildfire Risk to Sell Insurance and Reinsurance
There is general consensus among insurance and reinsurance underwriters about the safest property risks to accept in the California market, according to the co-founder of ...
Evacuation Policies and Cat Strips: Wildfire Insurance and Reinsurance Ideas That Failed
Sometimes, it takes a few tries to develop the right insurance or reinsurance product—one that will align well with the needs and wants of customers.
A wise statistician once said: "All models are wrong, but some are useful." The key to getting useful (accurate) model results is working with models that fit specific ...
The Care and Feeding of Property-Catastrophe Models