Underwriter, production underwriter, manager, underwriting director, and commercial underwriter officer are just a few of the titles that Nationwide’s Tony Fenton has held over the course of a 25-year career in commercial insurance underwriting.

It’s fair to say that Fenton, who started his insurance career with Allied Insurance in 1997 as a commercial lines intern, has seen a lot of change in the underwriting function. “Every number of years the industry continues to change,” he said during a recent interview.