Church Mutual is the largest insurer of religious institutions in the country, with a history dating back more than 120 years.

The company insures houses of worship, human services organizations, camps, public schools, parochial schools and senior-living facilities.

“All the niches we go after really have special characteristics that require that additional expertise on underwriting, risk control and claims. There’s a high degree of special handling required,” said Guy Russ, assistant VP-Risk Control.

The carrier operates nationwide and distributes through both company employee-agents as well as independent agents and brokers.

Direct written premiums for 2020 totaled nearly $1.1 billion.

Church Mutual Insurance Company holds an “A” rating from AM Best. In 2017, Church Mutual Insurance Company was recognized for its Sensor Technology program with the “Award in Innovation” by the National Association of Mutual Insurance Companies and by Celent with a “Model Insurer Award for Innovation and Emerging Technologies.”

On Jan. 1, 2020, Church Mutual converted to a stock insurer that is wholly owned by Church Mutual Holding Company Inc. As a result, Church Mutual’s operating name is now Church Mutual Insurance Company, S.I.

Read more about Church Mutual and its use of sensor technology in Carrier Management’s 2019 article, “How a Wisconsin Mutual Insurer Became a Model Innovator” and the August 2021 article, “How a Mutual Insurer Achieved More Than 300% Return on IoT Investment”