Beginning with the completion of my academic studies in earthquake engineering and continuing throughout my 25-year career in property/casualty insurance, I have been driven by the need and the challenge to understand, address and mitigate the impact of large-scale natural catastrophes.

Through the years, as natural and man-made catastrophes have become more frequent, widespread and dangerous, my efforts, along with those of colleagues and competitors, have been informed by numerous lessons learned—both from the successful application of modeling to save lives and mitigate damage, and from inaccuracies that failed to prevent devastating losses.