While the average American home hasn’t changed much on the outside, the devices and lifestyles inside have changed dramatically in the last 50 years. As transmitter radios were replaced with voice-controlled speakers, home insurance leaders learned to track consumer adoption and regulation in the space to define the right timing to jump on board. That time is now.

Modern, Internet-enabled devices use invisible safeguards to significantly limit the potential for human error, offering a sense of security not available before. And in a post-COVID-19 world, our desire for safety will only grow.