I have been on the catastrophe front lines. I have worked 12-hour days, seven days a week, for weeks on end estimating and paying for losses to ensure people had money to start repairing their property and lives. I shed tears for those who lost everything and celebrated with those who felt lucky for being spared a total loss. And I would do it all again. Unfortunately, due to climate change, many others will have to do it again—repeatedly.

Globally, we are experiencing an unparalleled number of weather-related disasters, according to the UN, including earthquakes, storms, floods and heatwaves. In 2017, natural disasters in the U.S. alone cost $306 billion, according to NOAA, and 2018 was the fourth-costliest year since 1980 in terms of insured losses. The $306 billion represents hundreds of thousands of families displaced, homes damaged or destroyed, and thousands of communities uprooted and interrupted.