This is the fourth in a series of articles by Valen Analytics looking at the hurdles that insurers must overcome to effectively implement and gain value from data analytics programs.

Every tool has its ideal purpose and a line at which it’s overused. It has been said, “To a man with a hammer, everything looks like a nail.” We all rely on spreadsheets to provide critical information, but in predictive analytics, controlling versions of spreadsheets can create a minefield.