During the RMS Cyber Risk Seminar, RMS SVP Peter Ulrich asked cyber insurance market participants what keeps them up at night. Here’s what they said.

Lori Bailey, global head of special lines for Zurich Insurance Group: “For me, having come up through the affirmative cyber market, I think as a company and an industry we have a pretty good handle on the exposures and the aggregation and everything around affirmatively what we say we cover. What keeps me up at night is the silent piece—it’s the proverbial ‘we don’t know what we don’t know.’