Sources cited in the accompanying article, “Getting Well Soon: The Next Trillion-Dollar Industry for P/C Insurers?” by ISO’s Jim Weiss include the following articles:

• For relationship between drowsy driving and auto accidents, see article titled “Prevalence of Motor Vehicle Crashes Involving Drowsy Drivers, United States, 2009-2013,” published November 2014 by Brian C. Tefft, AAA Foundation for Traffic Safety.
• For relationship between BMI and auto accidents, see article titled “Driver obesity and the risk of fatal injury during traffic collisions,” published Jan. 1, 2013 in the Emergency Medical Journal, by Dr. Thomas M Rice, Division of Environmental Health Sciences, Safe Transportation Education and Research Center, University of California and Dr. Motao Zhu, Department of Epidemiology & Injury Control Research Center, West Virginia University.
• For relationship between sleepiness and workplace accidents, see publication titled “Job Stress,” published in 2004 on www.stress.org by the American Institute for Stress.
• For relationship between workplace stress and healthcare costs, see article titled “The relationship between modifiable health risks and health care expenditure: An analysis of the multi-employer HERO health risk and cost database,” published October 1998 in the Journal of Occupational and Environmental Medicine by Ron Z. Goetzel PhD; David R. Anderson PhD; William R Whitmer MBA; Ronald J. Ozminkowski PhD; Rodney L. Dunn MS; Jeffrey Wasserman PhD; and The Health Enhancement Research Organization (HERO) Research Committee.
• For estimated size of wellness industry, see article titled “Healthy, wealthy, and (maybe) wise: The emerging trillion dollar market for health and wellness,” published May 2012 in Consumer and Shopping Insights by Putney Cloos, Sherina Ebrahim, Tracey Griffin and Warren Teichner.
• For estimated levels of engagement with insurance company brands by generation, see article titled “Insurance Companies Have a Big Problem with Millenials,” published March 5, 2015 in Business Journal by Daniela Yu and Chris Portera.
• For further discussion of apps in health insurance and other industries, see article titled “From Fitbit to Fitocracy: The Rise of Health Care Gamification,” published Jan. 16, 2013 in Knowledge @ Wharton. See also article titled “United Healthcare to reward mHealth use,” published March 23, 2014 on FierceHealthIT by Ashley Gold.
• For further discussion of corporate use of wearables, see article titled “In corporate wellness programs, wearables take a step forward,” published April 15, 2014 in Fortune by David Nield.