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Content from Barry J. Koestler II
Barry J. Koestler II is Chief Ratings Officer of Demotech Inc., a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings (FSRs) for property/casualty insurers and title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Visit www.demotech.com for more information.
Demotech's philosophy is to review and evaluate insurers based on their focus and execution of their business model rather than on financial size. This philosophy was the catalyst for the development ...
Insurers focusing their business on a single state or coverage line experienced decent levels of premium growth in recent years, but they also recorded higher combined ratios than diversified ...
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